Buying a Home

Buying a Home Removing the Fear of Saving for a Home The budgeting and saving process to buy a home can seem daunting and scary. However, it doesn’t have to be. Understanding the costs you may encounter allows you to plan your finances and prepare your budget. Here are just a few costs experts say you can expect. Down Payment The down payment is the highest […]
Buying a Home What to Avoid After Applying for a Mortgage Homeownership is within reach! You have applied for your mortgage, and things are moving forward! But, TAKE CAUTION! Here is a list of things to avoid after applying for a mortgage. Do not change jobs!  A lender’s favorite word is stability! This includes stable employment history, and a job change can often be a significant […]
Buying a Home Making Little Feel Big: Tips to Upsize Your Small House Are you feeling cramped in your small house? It happens to the best of us. Our ‘stuff’ gradually ends up monopolizing our free space, and then our home, which felt “just right” a few years ago, suddenly feels as tiny as a shoe closet. Fortunately, there are several ways to make your small house feel […]
Buying a Home Who to Notify When Moving Are you preparing for a move? In addition to all of the packing, cleaning, and organizing you have to do, you also need to notify the right people and organizations of your change of address. Here is a list of who to notify when you are moving. Family and friends: Of course, you’ll want to […]
Buying a Home The Benefits of Multigenerational Households Whether it’s for financial or health-related circumstances or simply because you’ve reached a new phase of life, you might be wondering if living with multiple generations under the same roof is a good move for you. According to Generations United, multigenerational households rose from 42.4 million in 2000 to 64 million in 2016. More families have […]
Buying a Home Why Pre-Approval Is Crucial for Homebuyers Why is preapproval so crucial today? In this today’s market, being intentional and competitive is vital, and preapproval gives you that edge. Here are a few reasons why: Know Your True Price Range: Preapproval from a lender is the only way to know your true price range and how much money you can borrow for […]
Buying a Home Tips to Dispute an Error on Your Credit History It’s an excellent idea to check your credit report for inaccuracies periodically, especially when you’re attempting to get pre-approved for a mortgage. Checking your credit reports is easy to do. Each of the nationwide credit reporting companies, Equifax, Experian, and TransUnion, are required to provide you with a free copy of your credit report, at your […]
Buying a Home 5 Tips for Making Your Best Offer on a Home As a buyer, you need to be ready to make an offer on a home in a seller’s market. Here are five easy tips to help you rise above the competition. Know Your Budget: It’s critical to know your budget to be a successful homebuyer. First, create a plan to save for a down payment. Next, […]
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